{"id":394998,"date":"2026-04-30T10:43:03","date_gmt":"2026-04-30T08:43:03","guid":{"rendered":"https:\/\/ga-p.com\/?post_type=noticia&p=394998"},"modified":"2026-04-30T13:51:33","modified_gmt":"2026-04-30T11:51:33","slug":"pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion","status":"publish","type":"noticia","link":"https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/","title":{"rendered":"Pablo Muelas analyzes the DGSFP supervisory note on credit protection insurance | Expansi\u00f3n"},"content":{"rendered":"
\n
\n
\n
\n
\n\n

Pablo Muelas, Partner in the Banking and Finance practice at G\u00f3mez-Acebo & Pombo, has published an article in Expansi\u00f3n<\/em> analyzing the recent Supervisory Note issued by the Directorate General for Insurance and Pension Funds on credit protection insurance.<\/h4>\n\n\n\n

In his article, Pablo outlines the supervisor\u2019s main expectations regarding transparency, the refund of unearned premiums, oversight of distribution practices, pricing, and product design, emphasizing the need for these insurance products to deliver reasonable value to customers.\u00a0<\/p>\n\n\n\n

This article is part of a broader European supervisory trend aimed at strengthening the quality, usefulness, and appropriate distribution of this type of insurance products.<\/p>\n\n\n\n

\n\n Ver noticia<\/span>\n
\"icon\"<\/div><\/a>\n <\/div>\n\n<\/div>\n<\/div>\n\n\n
\n
\n\n\n
\n\n
\n
\n\n \n
\n
Lawyer mentioned<\/div>\n
\n

\n <\/span>\n Pablo Muelas<\/a>\n – Partner<\/span>\n <\/p>\n <\/div>\n <\/div>\n \n

\n
Category<\/div>\n

\n <\/span>\n Tribune<\/span>\n <\/p>\n <\/div>\n \n

\n
Areas and sectors<\/div>\n

\n <\/span>\n Banking and Finance<\/a>\n <\/p>\n

\n <\/span>\n Insurance and Pension Funds<\/a>\n <\/p>\n <\/div>\n <\/div>\n<\/div>\n\n<\/div>\n<\/div>\n\n<\/div>\n\n <\/div>\n\n<\/div>\n\n\n

\n
\n
\n
\n
\n\n
\n\n\n
\n See previous \"icon\"\n <\/a>\n See next \"icon\"\n <\/a>\n <\/div>\n <\/div>\n<\/div>\n<\/div>\n\n<\/div>\n\n <\/div>\n\n<\/div>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Pablo Muelas, Partner in the Banking and Finance practice at G\u00f3mez-Acebo & Pombo, has published an article in Expansi\u00f3n analyzing the recent Supervisory Note issued by the Directorate General for Insurance and Pension Funds on credit protection insurance.<\/p>\n","protected":false},"featured_media":0,"template":"","categoria":[278],"class_list":["post-394998","noticia","type-noticia","status-publish","hentry","categoria-tribune"],"acf":[],"yoast_head":"\nPablo Muelas analyzes the DGSFP supervisory note on credit protection insurance | Expansi\u00f3n - Despacho de abogados G\u00f3mez-Acebo y Pombo<\/title>\n<meta name=\"description\" content=\"Pablo Muelas, Partner in the Banking and Finance practice at G\u00f3mez-Acebo & Pombo, has published an article in Expansi\u00f3n analyzing the recent Supervisory Note issued by the Directorate General for Insurance and Pension Funds on credit protection insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pablo Muelas analyzes the DGSFP supervisory note on credit protection insurance | Expansi\u00f3n - Despacho de abogados G\u00f3mez-Acebo y Pombo\" \/>\n<meta property=\"og:description\" content=\"Pablo Muelas, Partner in the Banking and Finance practice at G\u00f3mez-Acebo & Pombo, has published an article in Expansi\u00f3n analyzing the recent Supervisory Note issued by the Directorate General for Insurance and Pension Funds on credit protection insurance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/\" \/>\n<meta property=\"og:site_name\" content=\"Despacho de abogados G\u00f3mez-Acebo y Pombo\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-30T11:51:33+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\\\/\",\"url\":\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\\\/\",\"name\":\"Pablo Muelas analyzes the DGSFP supervisory note on credit protection insurance | Expansi\u00f3n - Despacho de abogados G\u00f3mez-Acebo y Pombo\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#website\"},\"datePublished\":\"2026-04-30T08:43:03+00:00\",\"dateModified\":\"2026-04-30T11:51:33+00:00\",\"description\":\"Pablo Muelas, Partner in the Banking and Finance practice at G\u00f3mez-Acebo & Pombo, has published an article in Expansi\u00f3n analyzing the recent Supervisory Note issued by the Directorate General for Insurance and Pension Funds on credit protection insurance.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/ga-p.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pablo Muelas analyzes the DGSFP supervisory note on credit protection insurance | Expansi\u00f3n\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/ga-p.com\\\/en\\\/\",\"name\":\"Despacho de abogados G\u00f3mez-Acebo & Pombo\",\"description\":\"G\u00f3mez-Acebo y Pombo es una firma de abogados independiente, con experiencia internacional, especializada en todas las \u00e1reas del derecho de los negocio.\",\"publisher\":{\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ga-p.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#organization\",\"name\":\"Despacho de abogados G\u00f3mez-Acebo & Pombo\",\"url\":\"https:\\\/\\\/ga-p.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/ga-p.com\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/Logo-1-1.svg\",\"contentUrl\":\"https:\\\/\\\/ga-p.com\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/Logo-1-1.svg\",\"caption\":\"Despacho de abogados G\u00f3mez-Acebo & Pombo\"},\"image\":{\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Pablo Muelas analyzes the DGSFP supervisory note on credit protection insurance | Expansi\u00f3n - Despacho de abogados G\u00f3mez-Acebo y Pombo","description":"Pablo Muelas, Partner in the Banking and Finance practice at G\u00f3mez-Acebo & Pombo, has published an article in Expansi\u00f3n analyzing the recent Supervisory Note issued by the Directorate General for Insurance and Pension Funds on credit protection insurance.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/","og_locale":"en_US","og_type":"article","og_title":"Pablo Muelas analyzes the DGSFP supervisory note on credit protection insurance | Expansi\u00f3n - Despacho de abogados G\u00f3mez-Acebo y Pombo","og_description":"Pablo Muelas, Partner in the Banking and Finance practice at G\u00f3mez-Acebo & Pombo, has published an article in Expansi\u00f3n analyzing the recent Supervisory Note issued by the Directorate General for Insurance and Pension Funds on credit protection insurance.","og_url":"https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/","og_site_name":"Despacho de abogados G\u00f3mez-Acebo y Pombo","article_modified_time":"2026-04-30T11:51:33+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/","url":"https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/","name":"Pablo Muelas analyzes the DGSFP supervisory note on credit protection insurance | Expansi\u00f3n - Despacho de abogados G\u00f3mez-Acebo y Pombo","isPartOf":{"@id":"https:\/\/ga-p.com\/en\/#website"},"datePublished":"2026-04-30T08:43:03+00:00","dateModified":"2026-04-30T11:51:33+00:00","description":"Pablo Muelas, Partner in the Banking and Finance practice at G\u00f3mez-Acebo & Pombo, has published an article in Expansi\u00f3n analyzing the recent Supervisory Note issued by the Directorate General for Insurance and Pension Funds on credit protection insurance.","breadcrumb":{"@id":"https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ga-p.com\/en\/news\/pablo-muelas-analyzes-the-dgsfp-supervisory-note-on-credit-protection-insurance-expansion\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/ga-p.com\/en\/"},{"@type":"ListItem","position":2,"name":"Pablo Muelas analyzes the DGSFP supervisory note on credit protection insurance | Expansi\u00f3n"}]},{"@type":"WebSite","@id":"https:\/\/ga-p.com\/en\/#website","url":"https:\/\/ga-p.com\/en\/","name":"Despacho de abogados G\u00f3mez-Acebo & Pombo","description":"G\u00f3mez-Acebo y Pombo es una firma de abogados independiente, con experiencia internacional, especializada en todas las \u00e1reas del derecho de los negocio.","publisher":{"@id":"https:\/\/ga-p.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ga-p.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ga-p.com\/en\/#organization","name":"Despacho de abogados G\u00f3mez-Acebo & Pombo","url":"https:\/\/ga-p.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ga-p.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/ga-p.com\/wp-content\/uploads\/2024\/09\/Logo-1-1.svg","contentUrl":"https:\/\/ga-p.com\/wp-content\/uploads\/2024\/09\/Logo-1-1.svg","caption":"Despacho de abogados G\u00f3mez-Acebo & Pombo"},"image":{"@id":"https:\/\/ga-p.com\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/noticia\/394998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/noticia"}],"about":[{"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/types\/noticia"}],"wp:attachment":[{"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/media?parent=394998"}],"wp:term":[{"taxonomy":"categoria","embeddable":true,"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/categoria?post=394998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}