{"id":395336,"date":"2026-05-06T17:11:56","date_gmt":"2026-05-06T15:11:56","guid":{"rendered":"https:\/\/ga-p.com\/prensa\/ana-martinez-pina-analiza-en-expansion-el-concepto-de-value-for-money-y-su-impacto-en-el-inversor-minorista-expansion\/"},"modified":"2026-05-06T17:19:19","modified_gmt":"2026-05-06T15:19:19","slug":"ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion","status":"publish","type":"noticia","link":"https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/","title":{"rendered":"Ana Mart\u00ednez\u2011Pina analyses the concept of \u201cValue for Money\u201d and its impact on retail investors | Expansi\u00f3n"},"content":{"rendered":"
\n
\n
\n
\n
\n\n

Ana Mart\u00ednez\u2011Pina, Partner in Banking and Finance and Coordinator of Financial Regulation, analyses in Expansi\u00f3n<\/em> the concept of \u201cValue for Money\u201d, a key principle to ensure that investment products aimed at retail investors offer an appropriate balance between returns, costs and other benefits.\u00a0\u00a0<\/h4>\n\n\n\n

In her article, she explains the European regulatory context driven by the Savings and Investments Union strategy and the Retail Investment Strategy, which aim to encourage savers to become investors while at the same time strengthening the protection of retail clients.<\/p>\n\n\n\n

Ana highlights that the costs borne by investors can significantly affect the real value of their investments, particularly in products such as investment funds, unit\u2011linked policies or structured products. For this reason, upcoming European regulation seeks to ensure that manufacturers and distributors assess in advance whether these products truly deliver value to investors.<\/p>\n\n\n\n

\n\n Ver noticia<\/span>\n
\"icon\"<\/div><\/a>\n <\/div>\n\n<\/div>\n<\/div>\n\n\n
\n
\n\n\n
\n\n
\n
\n\n \n
\n
Lawyer mentioned<\/div>\n
\n

\n <\/span>\n Ana Mart\u00ednez-Pina<\/a>\n – Partner<\/span>\n <\/p>\n <\/div>\n <\/div>\n \n

\n
Category<\/div>\n

\n <\/span>\n Tribune<\/span>\n <\/p>\n <\/div>\n \n

\n
Areas and sectors<\/div>\n

\n <\/span>\n Financial Regulatory<\/a>\n <\/p>\n <\/div>\n <\/div>\n<\/div>\n\n<\/div>\n<\/div>\n\n<\/div>\n\n <\/div>\n\n<\/div>\n\n\n

\n
\n
\n
\n
\n\n
\n\n\n
\n See previous \"icon\"\n <\/a>\n See next \"icon\"\n <\/a>\n <\/div>\n <\/div>\n<\/div>\n<\/div>\n\n<\/div>\n\n <\/div>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Ana Mart\u00ednez\u2011Pina, Partner in Banking and Finance and Coordinator of Financial Regulation, analyses in Expansi\u00f3n the concept of \u201cValue for Money\u201d, a key principle to ensure that investment products aimed at retail investors offer an appropriate balance between returns, costs and other benefits.\u00a0\u00a0<\/p>\n","protected":false},"featured_media":0,"template":"","categoria":[278],"class_list":["post-395336","noticia","type-noticia","status-publish","hentry","categoria-tribune"],"acf":[],"yoast_head":"\nGA_P | Ana Mart\u00ednez\u2011Pina examines the concept of \u201cValue for Money\u201d in Expansi\u00f3n<\/title>\n<meta name=\"description\" content=\"Ana Mart\u00ednez\u2011Pina, Partner in Banking and Finance and Coordinator of Financial Regulation, analyses in Expansi\u00f3n the concept of \u201cValue for Money\u201d, a key principle to ensure that investment products aimed at retail investors offer an appropriate balance between returns, costs and other benefits.\u00a0\u00a0\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"GA_P | Ana Mart\u00ednez\u2011Pina examines the concept of \u201cValue for Money\u201d in Expansi\u00f3n\" \/>\n<meta property=\"og:description\" content=\"Ana Mart\u00ednez\u2011Pina, Partner in Banking and Finance and Coordinator of Financial Regulation, analyses in Expansi\u00f3n the concept of \u201cValue for Money\u201d, a key principle to ensure that investment products aimed at retail investors offer an appropriate balance between returns, costs and other benefits.\u00a0\u00a0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/\" \/>\n<meta property=\"og:site_name\" content=\"Despacho de abogados G\u00f3mez-Acebo y Pombo\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-06T15:19:19+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\\\/\",\"url\":\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\\\/\",\"name\":\"GA_P | Ana Mart\u00ednez\u2011Pina examines the concept of \u201cValue for Money\u201d in Expansi\u00f3n\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#website\"},\"datePublished\":\"2026-05-06T15:11:56+00:00\",\"dateModified\":\"2026-05-06T15:19:19+00:00\",\"description\":\"Ana Mart\u00ednez\u2011Pina, Partner in Banking and Finance and Coordinator of Financial Regulation, analyses in Expansi\u00f3n the concept of \u201cValue for Money\u201d, a key principle to ensure that investment products aimed at retail investors offer an appropriate balance between returns, costs and other benefits.\u00a0\u00a0\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/news\\\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/ga-p.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ana Mart\u00ednez\u2011Pina analyses the concept of \u201cValue for Money\u201d and its impact on retail investors | Expansi\u00f3n\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/ga-p.com\\\/en\\\/\",\"name\":\"Despacho de abogados G\u00f3mez-Acebo & Pombo\",\"description\":\"G\u00f3mez-Acebo y Pombo es una firma de abogados independiente, con experiencia internacional, especializada en todas las \u00e1reas del derecho de los negocio.\",\"publisher\":{\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ga-p.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#organization\",\"name\":\"Despacho de abogados G\u00f3mez-Acebo & Pombo\",\"url\":\"https:\\\/\\\/ga-p.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/ga-p.com\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/Logo-1-1.svg\",\"contentUrl\":\"https:\\\/\\\/ga-p.com\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/Logo-1-1.svg\",\"caption\":\"Despacho de abogados G\u00f3mez-Acebo & Pombo\"},\"image\":{\"@id\":\"https:\\\/\\\/ga-p.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"GA_P | Ana Mart\u00ednez\u2011Pina examines the concept of \u201cValue for Money\u201d in Expansi\u00f3n","description":"Ana Mart\u00ednez\u2011Pina, Partner in Banking and Finance and Coordinator of Financial Regulation, analyses in Expansi\u00f3n the concept of \u201cValue for Money\u201d, a key principle to ensure that investment products aimed at retail investors offer an appropriate balance between returns, costs and other benefits.\u00a0\u00a0","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/","og_locale":"en_US","og_type":"article","og_title":"GA_P | Ana Mart\u00ednez\u2011Pina examines the concept of \u201cValue for Money\u201d in Expansi\u00f3n","og_description":"Ana Mart\u00ednez\u2011Pina, Partner in Banking and Finance and Coordinator of Financial Regulation, analyses in Expansi\u00f3n the concept of \u201cValue for Money\u201d, a key principle to ensure that investment products aimed at retail investors offer an appropriate balance between returns, costs and other benefits.\u00a0\u00a0","og_url":"https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/","og_site_name":"Despacho de abogados G\u00f3mez-Acebo y Pombo","article_modified_time":"2026-05-06T15:19:19+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/","url":"https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/","name":"GA_P | Ana Mart\u00ednez\u2011Pina examines the concept of \u201cValue for Money\u201d in Expansi\u00f3n","isPartOf":{"@id":"https:\/\/ga-p.com\/en\/#website"},"datePublished":"2026-05-06T15:11:56+00:00","dateModified":"2026-05-06T15:19:19+00:00","description":"Ana Mart\u00ednez\u2011Pina, Partner in Banking and Finance and Coordinator of Financial Regulation, analyses in Expansi\u00f3n the concept of \u201cValue for Money\u201d, a key principle to ensure that investment products aimed at retail investors offer an appropriate balance between returns, costs and other benefits.\u00a0\u00a0","breadcrumb":{"@id":"https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ga-p.com\/en\/news\/ana-martinez-pina-analyses-the-concept-of-value-for-money-and-its-impact-on-retail-investors-expansion\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/ga-p.com\/en\/"},{"@type":"ListItem","position":2,"name":"Ana Mart\u00ednez\u2011Pina analyses the concept of \u201cValue for Money\u201d and its impact on retail investors | Expansi\u00f3n"}]},{"@type":"WebSite","@id":"https:\/\/ga-p.com\/en\/#website","url":"https:\/\/ga-p.com\/en\/","name":"Despacho de abogados G\u00f3mez-Acebo & Pombo","description":"G\u00f3mez-Acebo y Pombo es una firma de abogados independiente, con experiencia internacional, especializada en todas las \u00e1reas del derecho de los negocio.","publisher":{"@id":"https:\/\/ga-p.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ga-p.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ga-p.com\/en\/#organization","name":"Despacho de abogados G\u00f3mez-Acebo & Pombo","url":"https:\/\/ga-p.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ga-p.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/ga-p.com\/wp-content\/uploads\/2024\/09\/Logo-1-1.svg","contentUrl":"https:\/\/ga-p.com\/wp-content\/uploads\/2024\/09\/Logo-1-1.svg","caption":"Despacho de abogados G\u00f3mez-Acebo & Pombo"},"image":{"@id":"https:\/\/ga-p.com\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/noticia\/395336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/noticia"}],"about":[{"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/types\/noticia"}],"wp:attachment":[{"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/media?parent=395336"}],"wp:term":[{"taxonomy":"categoria","embeddable":true,"href":"https:\/\/ga-p.com\/en\/wp-json\/wp\/v2\/categoria?post=395336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}