The judge gives the green light to the bondholders to take over Telepizza | Expansión

The Court of Justice of the European Union (Fourth Chamber), in its judgment of 1 August 2025, case C-665/23, IL v. Veracash SAS, concludes that a payer is deprived of the right to reimbursement of the amount of an unauthorised transaction if he or she delayed in notifying his or her payment service provider of the unauthorised payment transaction, even though he or she did so within 13 months from the debit date. This interpretation of the Payment Services Directive is applicable in Spain (Art. 43 RDL 19/2018) and appears to be retained in the future Regulation on payment services.

The entry into force of the 2019 Hague Convention paves the way for cooperation between Spain and the UK regarding the enforceability in each other's territory of judgments handed down in the other State.

The content of the Directive on credit servicers and credit purchasers, only of non-performing credit (NPC), has been transposed into Spanish law more than a year late. The Bill introduces the administrative regime for credit servicers and amends, among others, the Consumer Credit Act and the Real Estate Credit Agreements Act.

The determination of international jurisdiction in respect of the invalidity of a patent raised as a defence varies depending on the State — whether member or not of the European Union — in which such patent was granted.

A few thoughts on Articles 7 through 10 of the Public Service of Justice (Efficiency Measures) Act 1/2025 of 2 January.

In the assessment and billing of costs, courts may consider the collaboration of the parties in the use of suitable means of dispute resolution and any abuse of the public service of Justice, and “to this end the party ordered to pay may request a waiver or containment of costs after these have been billed”.

Presentation of the "mini-trial" system, set to revolutionise civil procedural law.

The reform of the Prospectus Regulation to facilitate access to funding through securities markets, especially by SMEs, is pending publication in the OJEU.

The regulation of bank restructurings is not favourable to consumers.